DivvyDiary Review: Is This the Easiest Way to Track Your Dividend Income?
Dividend investors juggling multiple brokers often lose track of exactly when their next payout lands, so I went straight to DivvyDiary to see whether its "personal dividend calendar" actually simplifies that mess. Here's what I found exploring the live site and its real pricing page.
What Is DivvyDiary?
DivvyDiary bills itself as "your personal dividend calendar," built to help you "keep track of your future cash flow from dividend income. Always and everywhere." According to its own description, DivvyDiary offers "your personal dividend calendar with over 68,000 of the best dividend stocks and ETFs worldwide with all the metrics for your dividend strategy." Instead of manually tracking ex-dividend and payment dates across spreadsheets, you enter your securities portfolio once and DivvyDiary maps out your dividend cash flow automatically.
Key Features I Noticed
Global Dividend Securities Database
DivvyDiary offers what it describes as the largest database of global dividend stocks with qualitatively accurate metrics, letting you track stocks and ETFs and discover new dividend payers you might not already follow.
Personal Portfolio Tracking
Simply enter your securities portfolio and DivvyDiary shows the amount of your personal dividend payments for each day, rather than you having to calculate it manually from multiple broker statements.
Customizable Display
You can view figures gross or net, switch between light or dark mode, and choose your currency (Euro or Dollar) — DivvyDiary frames this as being "as individual as your dividend strategy."
Key Dividend Metrics
The platform surfaces dividend yield on cost, dividend growth, and the annual dividend of your entire portfolio, all in one dashboard rather than scattered across broker apps.
Mobile Notifications
Get notified of upcoming dividends via email or push message on a daily, weekly, or monthly cadence, so you don't need to check the app constantly.
Calendar Export
Synchronize all upcoming paydays and ex-dividend dates for your securities directly with your personal calendar automatically, rather than re-entering dates by hand.
Direct Broker Integration
Even on the free Scrimper plan, DivvyDiary lists direct integration with brokers as a core feature, reducing manual portfolio entry.
DivvyDiary Pricing (What I Actually Saw)
Pricing is billed monthly or annually (annual billing includes a 25% discount), across at least two visible tiers on the live pricing page:
- Scrimper — €0/month (free): 1 portfolio, personal dividend calendar, direct integration with brokers, mobile dividend notifications, access to more than 68,000 stocks & ETFs, and basic portfolio analysis.
- Aristocrat (Most Popular) — €7.50/month billed annually (25% discount, €89.99/year), with a 7-day free trial: 5 portfolios including an overall view, yearly dividend calendar, calculation of net dividends, dividend calendar export, all dividend indicators, complete portfolio analysis, dividend income analysis, dividend backtesting & forecast, and community benchmarking. Cancel anytime.
The site indicates additional dividend metrics and analysis tools beyond what's listed above are bundled into the Aristocrat tier as you scroll further, and pricing is shown in Euros with monthly/annual toggle options.
Pros and Cons
Pros
- Genuinely free tier (Scrimper) includes broker integration and mobile notifications, not just a stripped-down teaser
- Aristocrat's 7-day free trial lets you test the full feature set, including portfolio analysis and dividend forecasting, before paying
- 68,000+ securities database covers a very wide range of global dividend stocks and ETFs, not just US-listed names
- Calendar export and mobile notifications integrate dividend tracking into tools you already use daily
- Annual billing offers a meaningful 25% discount over paying monthly
- Cancel-anytime billing on the paid Aristocrat tier
Cons
- Free Scrimper plan is limited to a single portfolio, so investors tracking multiple accounts (e.g., taxable + retirement) will need Aristocrat
- Pricing is displayed in Euros, so investors in other currencies should confirm the converted cost and any FX fees at checkout
- Advanced features like dividend backtesting, forecasting, and community benchmarking are locked behind the paid tier only
Who Is DivvyDiary For?
DivvyDiary is aimed at dividend-focused investors who hold stocks or ETFs across one or more brokers and want a single, centralized calendar view of upcoming payouts, along with the underlying yield, growth, and net dividend metrics needed to plan their income strategy — from beginners testing the free tier to serious dividend growth investors managing multiple portfolios on Aristocrat.
FAQ
Is DivvyDiary free to use?
Yes — the Scrimper plan is €0/month and includes a personal dividend calendar, broker integration, mobile notifications, and access to 68,000+ stocks & ETFs for one portfolio.
Does DivvyDiary offer a free trial for the paid plan?
Yes — the Aristocrat plan includes a 7-day free trial before billing begins.
Can I export my dividend calendar to my phone or computer calendar?
Yes — DivvyDiary's calendar export feature synchronizes upcoming paydays and ex-dividend dates directly with your schedule.
How many portfolios can I track?
The free Scrimper plan supports 1 portfolio, while the Aristocrat plan supports 5 portfolios including an overall combined view.
Can I cancel my DivvyDiary subscription anytime?
Yes — the site states the Aristocrat plan can be cancelled anytime.
Final Verdict
DivvyDiary solves a genuinely annoying problem for dividend investors: knowing exactly when and how much you'll be paid across a scattered portfolio of stocks and ETFs. The free Scrimper tier is a real, usable product on its own, while Aristocrat's 5-portfolio support, net dividend calculations, and forecasting tools make sense once you're managing dividend income seriously. At €7.50/month billed annually with a 7-day free trial, it's an easy tier to test before committing. If you're tired of manually tracking payout dates in a spreadsheet, DivvyDiary is worth a look.
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